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Hilary Duff just proved you don't need a full-blown outfit-planning session to look like a rich mom — and I’m ready to recreate her look. The actress was recently spotted heading to the gym wearing the coziest gray turtleneck, black leggings and a Chanel bag. But her sweater truly stole the show: luxurious, relaxed and somehow still incredibly chic. I’d happily wear this look for everything: the office, coffee runs and maybe even a few errands I don't actually need to run. Thankfully, you and I don't need a designer wardrobe to steal Duff's cozy-chic aesthetic. I found an under-$50 gray turtleneck sweater that gives off the same rich-mom-without-trying energy. It’s classic, comfy and versatile enough that getting dressed on chilly mornings will be so much easier. Pair it with leggings and your favorite oversized tote, or dress it up with tailored trousers and boots. Either way, you'll look like you have your life together, even if you're running on your second iced coffee (same). Shop the Look! I believe in the power of a good sweater, and this one feels like an instant wardrobe MVP, starting with the gorgeous waffle-textured knit that gives it a little extra personality without feeling too fussy. Ribbed trim along the neckline, sleeve cuffs and hem adds a polished finish, and the rollneck silhouette brings just the right amount of coziness and makes it feel like a much more expensive pick. The cotton-blend fabric keeps you warm without feeling bulky — you won’t feel like you're bundled up for an Arctic expedition once you arrive at the office or dinner. Cinched details at the wrists and waist also help keep the shape from looking too oversized or bulky, so you get that relaxed-but-put-together look with minimal effort. And the styling possibilities feel endless. The gray shade is an easy choice if you're hoping to channel Duff's understated aesthetic, but the sweater comes in more than 15 other colors too, so there's plenty of room to find your perfect match. Wear it with leggings and sleek sneakers for casual days, or tuck the front into straight-leg jeans with knee-high boots when you want a more polished look. The size-inclusive pick is available in sizes small through 5XL. Shop More Hilary Duff-Inspired Fall Sweaters Shop the Look! Shop the Look! Shop the Look! Shop the Look! Shop the Look! UsNow Fall Sale Alert: These chic fashion finds are up to 60% off - plus free shipping Welcome to fall with our biggest sale of the season. Our favorite dresses, tops, handbags, and shoes are all on sale + free shipping. Inventory is limited so hurry before they're gone. Shop the UsNow Fall Sale -->